Through a learn as you work program, Brenda is taking a night school class in bookkeeping, the tuition paid by the bank. As Rhoda does Jack's books but does them poorly - which a stingy and lazy Jack does not mind - Rhoda gets a reluctant Jack to pay for half of her $300 tuition to take the same class. While Brenda works hard and gets good grades along the way, Rhoda can't be bothered to study - she feeling sleep is more important when she isn't working long hours - which is reflected in her average grades. But Rhoda's lack of studying catches up with her by the time of a midterm exam, which she is ill-prepared to take. Not wanting to fail, Rhoda proceeds to cheat, a non-compliant Brenda who is her targeted accomplice. Rhoda gets caught, gets expelled by the instructor, Mr. Parsons, and Brenda, as the accomplice, receives a failing grade for the exam. Beyond how she will make it up to Brenda for something that was not of Brenda's own doing, Rhoda has to explain to Jack why she is no ...