Jack examines Nell's accident, caused by drunken aunt Maddie, who finally tells him his late wife Emma was planning to leave him- for reverend Evan Gallagher. Stevie lends Jack her car, steals a kiss and dumps lover Chad. Skye still repulses innocent Coop. Rookie Nell jumps in after a drowning boy. Life guard instructor Billy rebukes her for not waiting for him, yet she scorns Jeremy who defended her.